Acura Financing & Pre-Approval in Montclair, CA

Financing your Acura at Metro Acura in Montclair is straightforward — apply for pre-approval online, get a credit decision typically within an hour during business hours, and walk into the dealership with terms already in hand. We work with Acura Financial Services and a network of lenders to find competitive rates for new Acura, Certified Pre-Owned, and lease transactions. Whether your credit is excellent or you're rebuilding, we have programs for most situations.

Acura Financing and Pre-Approval

Financing your Acura at Metro Acura in Montclair is straightforward — apply for pre-approval online, get a credit decision typically within an hour during business hours, and walk into the dealership with terms already in hand. We work with Acura Financial Services and a network of lenders to find competitive rates for new Acura, Certified Pre-Owned, and lease transactions. Whether your credit is excellent or you're rebuilding, we have programs for most situations.

We work with Acura Financial Services and a network of lenders to match qualified buyers with competitive rates — including programs for first-time buyers and credit-rebuilding situations. Start your pre-approval application in under five minutes, or get an instant trade-in value to put toward your next Acura.

Browse Acura Inventory for Financing

  • Stock:A600301
  • Ex.Urban Gray Pearl
  • In.Ebony
  • MPG: 29 City - 37 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $35,295
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $35,380
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $2,000
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.
  • Stock:A600125
  • Ex.Urban Gray Pearl
  • In.Ebony
  • MPG: 29 City - 37 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $35,295
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $35,380
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $2,000
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.
  • Stock:A600264
  • Ex.Platinum White Pearl
  • In.Ebony
  • 8miles
  • MPG: 29 City - 37 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $35,295
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $35,380
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $2,000
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.
  • Stock:A600263
  • Ex.Platinum White Pearl
  • In.Ebony
  • MPG: 29 City - 37 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $35,295
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $35,380
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $2,000
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.
  • Stock:A600128
  • Ex.Crystal Black Pearl
  • In.Ebony
  • MPG: 27 City - 32 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $36,450
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $36,535
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $1,500
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.
  • Stock:A600245
  • Ex.Solar Silver Metallic
  • In.Ebony
  • MPG: 27 City - 32 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $36,450
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $36,535
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $1,500
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.
  • Stock:A600244
  • Ex.Solar Silver Metallic
  • In.Ebony
  • MPG: 27 City - 32 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $36,450
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $36,535
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $1,500
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.
  • Stock:A600178
  • Ex.Crystal Black Pearl
  • In.Ebony
  • MPG: 27 City - 32 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $36,450
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $36,535
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $1,500
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.
  • Stock:A600249
  • Ex.Platinum White Pearl
  • In.Ebony
  • MPG: 27 City - 32 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $37,050
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $37,135
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $1,500
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.
  • Stock:A600163
  • Ex.Platinum White Pearl
  • In.Ebony
  • 5miles
  • MPG: 27 City - 32 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $37,050
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $37,135
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $1,500
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.
  • Stock:A600285
  • Ex.Urban Gray Pearl
  • In.Ebony
  • MPG: 27 City - 32 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $37,050
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $37,135
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $1,500
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.
  • Stock:A600129
  • Ex.Platinum White Pearl
  • In.Ebony
  • MPG: 27 City - 32 Hwy
  • Not Specified
  • Front Wheel Drive
  • 4 cylinders, 1.5
  • MSRP
    $37,050
  • Dealer Doc Fee
    +$85
  • PRICE
    The price you see is the most you'll pay — ask about additional savings.
    $37,135
  • Available Offers:
  • Graduate Offer
    $500
  • Military Offer
    $750
  • AFS Loyalty/Conquest Offer
    $1,500
  • $1,000 Sales Credit
    $1,000
No obligation to Buy.

~5 Minutes

Online pre-approval

Under 1 Hour

Typical credit decision

Acura Financial Services

Plus lender network

All Credit Tiers

Programs for most situations

What Montclair Drivers Get at Metro Acura

New Acura Inventory

Shop the full new Acura lineup including the MDX, Integra, RDX, and ADX.

Shop New →

Certified Pre-Owned

Acura Certified Pre-Owned vehicles backed by an Acura limited warranty extension and a multi-point inspection.

Shop Certified →

Used Vehicle Inventory

Quality pre-owned cars and SUVs — Acura models and other top brands — inspected and priced to sell.

Shop Used →

Acura Financing

Get pre-approved online in minutes, or apply through Acura Financial Services for competitive rates.

Apply Now →

Acura Service and Parts

Acura-trained technicians handling oil changes, brakes, tires, diagnostics, and factory-scheduled maintenance. Genuine OEM parts.

Schedule Service →

Trade-In Your Vehicle

Get an instant online trade-in quote and put the value of your current vehicle toward your next Acura.

Get Trade Value →

Service and Parts Coupons

Save on routine maintenance and repairs with rotating service and parts coupons updated regularly.

View Coupons →

New Acura Lease and Finance Offers

Current lease specials, finance offers, and incentives on new Acura models. Updated as new programs launch.

View Offers →

Popular Acura Models for Montclair Shoppers

Whether you're commuting, hauling the family, or chasing weekend adventure, the Acura lineup covers it. Here are the models Montclair shoppers most often ask about at Metro Acura:

Hours & Contact Information

Sales

Mon - Fri: 09:00am - 08:00pm

Sat: 09:00am - 08:00pm

Sun: 09:00am - 08:00pm

(866) 890-1590

Service

Mon - Fri: 07:00am - 05:30pm

Sat: 07:00am - 03:00pm

Sun: Call for hours

(866) 940-2178

Parts

Mon - Fri: 07:00am - 04:30pm

Sat: 07:00am - 03:00pm

Sun: Call for hours

(866) 890-1595

Address: 9377 Autoplex Drive, Montclair, CA 91763

Frequently Asked Questions

How long does Acura pre-approval take?

Most credit applications submitted online during business hours receive a decision within an hour. Some applications need additional review, which can extend to a business day.


Does applying hurt my credit score?

A full credit application typically results in a hard inquiry on your credit report. A single inquiry has a minor temporary impact. If you're rate-shopping with multiple dealers within a short window, the credit bureaus typically count those as a single inquiry.


What's the minimum credit score for Acura financing?

There isn't a single minimum — Acura Financial Services and our lender network work across credit tiers. Drivers with lower scores typically face higher rates and may need a larger down payment. We have first-time buyer programs and programs for credit-rebuilding situations.


Are lease and finance APRs different?

Yes. Lease 'money factor' converts to APR differently than a standard finance loan APR. Lease and finance programs also have different incentive structures month to month. Our finance team can model both.


Can I get CPO financing rates?

Yes. Acura Certified Pre-Owned vehicles qualify for special financing rates through Acura Financial Services, typically lower than rates available for non-certified used vehicles.

Ready to Get Pre-Approved?

Start your application online, value your trade, or call our finance team during business hours.

Disclaimer:

*Prices shown include a destination and handling charge. The destination and handling charge for the Integra and TLX are $1,195 or $1,295, RDX and MDX are $1,195, $1,350 or $1,450. ADX and ZDX are $1,350 or $1,450.

Dealer not responsible for typographical errors. Additional costs include accessories that you add, sales tax, tag and title fees for the state vehicle is registered in. Book values should be considered estimates only.

New Vehicle MSRP is the Manufacturer's Suggested Retail Price of the vehicle. Unless specifically indicated, MSRP does not include taxes, title, accessories, fees (based on residence) processing fees or other charges allowed by law. Actual dealer pricing may vary. Prices are subject to change and prior sales are excluded from these offers.

Images and options shown are examples only and may not reflect exact vehicle color, trim, options, pricing or other specifications. New vehicle MPGs are EPA's estimated highway MPG. Consumers' actual mileage will vary.

Additional factory offers such as recent college graduate or military may be available for qualified individuals. Certain offers require certain qualifications which all buyers might not qualify for.

Low finance rates available for well qualified buyers. Not all buyers will qualify. Your additional costs are sales tax, tag and title fees for the state in which the vehicle will be registered, any dealer-installed options (if applicable). See dealer for details. Offer ends.

Prop 65 Warning: Operating, servicing and maintaining a passenger vehicle or off-road vehicle can expose you to chemicals including engine exhaust, carbon monoxide, phthalates, and lead, which are known to the State of California to cause cancer and birth defects or other reproductive harm. To minimize exposure, avoid breathing exhaust, do not idle the engine except as necessary, service your vehicle in a well-ventilated area and wear gloves or wash your hands frequently when servicing your vehicle. For more information go to www.P65Warnings.ca.gov/passenger-vehicle.